Disclaimer: Techniques offered throughout this website will work for those who have Internet access no matter where they live; however, it is possible that some of the techniques will not be available in all locations. Therefore, I am providing this disclaimer that the amounts that you can save or earn may vary depending on where you live.
One technique that I suggest is to use a credit card that earns points, to pay for your utilities and then repay the credit card with the money you would have used to pay for the utilities. You still pay the same amount; however, doing it this way, you also earn points that can be redeemed for a variety of free gifts or free gift cards.
Keep in mind that the ONLY way this works is when you pay the credit card balance in full each month.
If you do not pay your credit card bill in full each month, you will pay interest fees, which will defeat the purpose of using the credit card. In that case, wait to use this technique until you can pay the credit card balance in full each month.
It is the responsibility of the reader to decide whether or not to try any of the techniques that I offer and to consider the techniques against your own capabilities and circumstances.